Food & Beverage
Commercial Location
🎖️ VetFran Discount Available

BIGGBY® COFFEE Franchise — Veteran Cost & Requirements (2026)

BIGGBY® COFFEE operates over 420 community-focused coffee shops across the United States, serving as neighborhood gathering places. The franchise offers a diverse menu of specialty drinks, food items, and convenient drive-thru service. With a strong emphasis on building genuine connections through its 'B-Happy' philosophy, BIGGBY® COFFEE fosters a people-first culture that resonates with customers and franchisees alike.

Investment at a Glance

Total Investment$296,250+
Franchise Fee$20,000
Liquid Capital$40,000
RoyaltyVaries
🎖️ Veteran Discount50%

Military Fit Score

6.8/10
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What Is BIGGBY® COFFEE?

Offering a half off discount on the initial franchise fee to qualified active or honorably discharged US military veterans.

Quick Facts

Founded

1998

Total Locations

420

Headquarters

Michigan

Location Type

Commercial Location

Semi-Absentee

No

SBA Approved

Yes

BIGGBY® COFFEE Franchise Cost Breakdown (2026)

The total investment to open a BIGGBY® COFFEE franchise starts at $296,250. Here's what that covers and what you'll need to qualify.

Franchise Fee$20,000
Minimum Liquid Capital$40,000
RoyaltyVaries
Ad Fund / MarketingUp to 2.0% of Gross Sales

Investment Breakdown

ItemLowHigh
Initial Franchise Fee$20,000$20,000
Leasehold Improvements$140,000$351,000
Site Improvements$230,000$481,000
Construction Costs$172,000$712,000
Equipment, Furniture and Decor$51,000$129,000
Architectural and Engineering$7,500$24,000
Building Permits$3,750$18,500
Signage (Interior and Exterior)$13,000$25,000
Real Property Rental or License$6,000$18,500
Initial Inventory$10,000$15,000
Insurance-General Liability, Property, EPLI and Workers Compensation$1,500$2,000
Utility Expense$500$5,000
License Permits and Other$1,000$5,500
Initial Advertising and Grand Opening Promotions$9,500$9,500
Miscellaneous Travel and Living Expenses for Training$500$5,000
Organizational Expenses$2,000$2,500
Additional Funds-3 months$10,000$40,000

The total investment for a BIGGBY® COFFEE franchise ranges from $296,250 to $1,011,500, including a $20,000 franchise fee. This investment encompasses essential elements such as equipment, build-out, signage, initial inventory, and working capital to ensure your coffee shop is operational from day one. The investment range reflects various store formats, including drive-thru-only locations and full cafes with seating areas. BIGGBY® COFFEE employs a minimum continuing fee model for royalties, based on your previous 12 months of performance, allowing for predictable ongoing costs. While there is no specific liquid capital requirement, it's advisable to have sufficient working capital beyond the initial investment. Currently, BIGGBY® COFFEE is not SBA-approved, so prospective franchisees should consider alternative financing options or self-funding.

Beyond your initial investment, you'll pay a Varies royalty on gross sales plus a Up to 2.0% of Gross Sales marketing contribution. The true monthly cost of ownership includes additional fees most buyers don't account for until they're already in.

→ We break down your realistic monthly overhead during your consultation.

What Do BIGGBY® COFFEE Franchise Owners Make?

BIGGBY® COFFEE includes an Item 19 Financial Performance Representation in their Franchise Disclosure Document — which means they voluntarily share revenue and earnings data from their franchise system.

Not every franchise provides this level of transparency. The fact that BIGGBY® COFFEE does tells you something about their confidence in franchisee performance.

But raw numbers don't tell the full story. What matters is how those numbers apply to your market, your investment level, and your operating model.

Want the Full Financial Picture?

We've analyzed BIGGBY® COFFEE's FDD and can walk you through what the numbers actually mean for someone with your background and budget.

See If This Franchise Fits Your Goals

Free 30-min consultation. We earn nothing unless you find the right fit.

Why Veterans Succeed with BIGGBY® COFFEE

Veterans typically excel in franchise operations like BIGGBY® COFFEE because they understand the importance of systems and consistency—critical factors in coffee shop success where drink quality and service speed directly impact customer retention. The ability to execute detailed procedures while managing multiple priorities, such as drive-thru orders and walk-in customers, mirrors the multitasking demands of military roles. The community leadership aspect of BIGGBY® COFFEE ownership—becoming a neighborhood gathering place and local business leader—often resonates with veterans who appreciate the value of building trust and serving others.

Military Fit Analysis

Military Fit Score

6.8/10

Best Suited For

Food Service & Hospitality

Running a BIGGBY® COFFEE franchise aligns well with the systematic approach to operations that veterans excel at. This includes following standard operating procedures for drink preparation, maintaining quality control, and ensuring a consistent customer experience across shifts. Your daily responsibilities will involve staff scheduling, inventory management, supply chain coordination, and financial oversight—all areas where military logistics and planning experience translate directly. Leadership is equally crucial. As a franchise owner, you will hire, train, and motivate a team of baristas to deliver exceptional customer service during high-pressure rush periods. Veterans often possess the ability to maintain standards under pressure and foster team cohesion around shared goals. BIGGBY® COFFEE's community-focused mission resonates with the service mindset many veterans carry forward. Additionally, veterans receive a 50% discount on the franchise fee, reducing your initial investment by $10,000.

🎖️ Veteran & Military Discount

BIGGBY® COFFEE participates in the VetFran program and offers a 50% discount on the franchise fee for qualified veterans, active duty, and military spouses.

Offering a half off discount on the initial franchise fee to qualified active or honorably discharged US military veterans.

This discount applies to the initial franchise fee. Combined with SBA veteran loan programs and VA small business resources, your actual out-of-pocket investment could be significantly lower than the listed range.

→ We calculate your true cost — including available discounts, financing options, and veteran-specific programs — during your consultation.

Is BIGGBY® COFFEE the Right Franchise for Your Background?

Every veteran's transition is different. Your MOS, leadership experience, and financial goals all factor into which franchise makes sense. We've helped veterans across every branch find franchise businesses that match their strengths — not just their budget.

Find Your Franchise Fit

Talk to a veteran franchise consultant who's been where you are.

BIGGBY® COFFEE Training & Support

BIGGBY® COFFEE offers comprehensive multi-week training that includes online coursework, hands-on operational training at a certified Michigan location, and classroom instruction at corporate headquarters. This training covers all aspects of running a coffee shop, from drink preparation and equipment operation to staff management and local marketing execution. After opening, you will be assigned a dedicated Franchise Business Consultant who provides ongoing support for operational challenges, performance optimization, and growth strategies. BIGGBY® COFFEE emphasizes building long-term relationships with franchisees, ensuring you have the resources needed for sustained success.

Frequently Asked Questions About BIGGBY® COFFEE

How much does a BIGGBY® COFFEE franchise cost?

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The total investment for a BIGGBY® COFFEE franchise starts at $296,250. The initial franchise fee is $20,000, and you'll need minimum liquid capital of $40,000. Ongoing costs include a Varies royalty and Up to 2.0% of Gross Sales marketing contribution.

Does BIGGBY® COFFEE offer a veteran or military discount?

+
Yes. BIGGBY® COFFEE offers a 50% discount for qualified veterans through the VetFran program. This applies to the initial franchise fee and is available to veterans, active duty service members, and military spouses.

Is BIGGBY® COFFEE a home-based franchise?

+
No. BIGGBY® COFFEE requires a physical location. Your investment includes build-out costs for a Commercial Location space.

Can you run a BIGGBY® COFFEE franchise semi-absentee?

+
No. BIGGBY® COFFEE requires full-time, owner-operator involvement in daily operations. This is common in service-based franchises where client relationships drive the business.

What do BIGGBY® COFFEE franchise owners make?

+
BIGGBY® COFFEE provides an Item 19 Financial Performance Representation in their FDD, which includes revenue and earnings data from their franchise system. For specific figures and what they mean for your market, schedule a free consultation with our team.

Is BIGGBY® COFFEE a good franchise for veterans?

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BIGGBY® COFFEE scores 6.8/10 on our Military Fit analysis. Running a BIGGBY® COFFEE franchise aligns well with the systematic approach to operations that veterans excel at. This includes following standard operating procedures for drink preparation, maintaini Plus, veterans receive a discount on the franchise fee. Talk to our veteran franchise consultant to see if it matches your specific background and goals.

What is BIGGBY® COFFEE's FDD and where can I read it?

+
A Franchise Disclosure Document (FDD) is a legal document that every franchisor must provide to prospective buyers. It contains 23 items covering the franchise's financials, fees, obligations, territory rights, and litigation history. BIGGBY® COFFEE's FDD is available upon request during the discovery process. We can help you obtain a copy and walk you through what to look for.

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Your Next Chapter Starts with a Conversation

You've done the research. You've looked at the numbers. Now the question is whether BIGGBY® COFFEE — or one of 500+ franchises in our network — is the right fit for where you're headed.

In 30 minutes, we'll cover:

  • Whether this franchise matches your skills & goals
  • What the FDD reveals that most buyers miss
  • Your true cost after veteran discounts & financing
  • 2-3 alternative franchises worth comparing

Free. No obligation. Veteran to veteran.

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